Answer in 24 hours · selective access

The payment processor
that won’t cut you off.

Our own acquiring contracts and MIDs, operated in-house. Start taking payments tomorrow — no bank application, no rolling reserve.

No commitment · no fees before approval · reply within 1 business day

InstantPSP in 30 seconds.

  • 98.7%Accept Rate
  • 15%one flat fee
  • $0fixed fees
  • 24hto payout
  • USD$
  • EUR€
  • GBP£
  • CHFFr
  • SEKkr
  • NOKkr
  • DKKkr
  • PLNzł
  • CZKKč
The payment page

This is exactly
what your customer sees.

Hosted by us, in your brand.

What we handle for you

You sell. We run the rest.

Multiple rails, one integration

One rail declines, the next takes over. No interruption.

Rail Adeclined
Rail Brecovered
Rail Ccapped

The markets you sell into

Billing country and currency set per store.

🇫🇷France 🇬🇧United Kingdom 🇩🇪Germany 🇪🇸Spain 🇮🇹Italy 🇳🇱Netherlands 🇧🇪Belgium 🇨🇭Switzerland

Currencies accepted: USD · EUR · GBP · CHF · SEK · NOK · DKK · PLN · CZK

Paid out to your account

Payouts sent within 24 hours. No waiting for the end of the week.

$4,182.40 Available now
Pay out to my account

Catalog sync

Your products sync on their own. A price that drifts blocks the payment.

Halo Lamp$244.99
Arc Lamp$169.90
Smart Bulb$69.90
Linen Pendant$129.90

AI customer support, included

Every answer pulled from the real context of the order. Installed automatically.

Where’s my order?
Shipped yesterday, arriving Thursday. Here’s your tracking link.
Perfect, thanks!

Every decline explained

The bank’s actual reason, not a generic message.

98.7%

Live in under 24 hours

Shopify, WooCommerce or custom. One line of code at most — and we add it for you.

Shopify WooCommerce Custom site
<script src="instantpsp.com/embed.js" data-store="str_…"></script>
Integrations

Your store, whatever it runs on.

  • Shopify
  • WooCommerce
  • WordPress
  • Meta (conversions)
  • Payment links
  • Custom site

Live in under 24 hours

Shopify, WooCommerce or a custom site: we install it, you start getting paid.

Request access

Brands shown for technical compatibility only. InstantPSP is not affiliated with any of these companies.

Industries

Turned down elsewhere?
Let’s talk.

  • Supplements
  • CBD
  • Vape
  • Coaching
  • Info products
  • Gaming
  • Subscriptions
  • High-ticket
  • Dropshipping
  • Adult
  • Psychic readings
  • Ticketing
  • Media buying
  • DTC brands
  • Agencies
Pricing

15%.
Nothing else.

Of processed sales.

  • $0 setup
  • $0 subscription
  • $0 per transaction
  • $0 application
  • $0 reserve
Model your month
Paid out to you$25,500.00
Request access
FAQ

Before you sign up.

My industry gets turned down everywhere (NS…). Will you take me?

Yes — we look at everyone: NS, supplements, CBD, vape, info products, high-ticket… No industry is ruled out on principle — we review the file: your actual business, volumes, dispute rate, terms of sale, and the entity taking the payments. You get a clear yes or no within one business day. And if it’s yes, we don’t take it back the next month.

Is this just a stack of accounts opened in bulk?

No. These are real bank acquiring contracts, negotiated and operated by us. A stack of throwaway accounts gets shut down at the first alert and takes your cash flow with it — that’s exactly what we’re here to replace.

Does any card data pass through my site?

No. The card number is entered in the payment provider’s secure environment: it never touches your site or our servers. We only keep the card brand and the last four digits, for your records.

Who handles disputes and refunds?

We do. Disputes reach us through alert networks before the bank opens a case: we refund, the chargeback never happens, and your dispute rate doesn’t move. Standard refunds are triggered from your dashboard.

What does my customer see on their bank statement?

The descriptor we agree on with you at onboarding, matching your store. A descriptor the buyer doesn’t recognize means one more dispute — so it’s settled before your first sale.

How long until I can take my first sale?

Less than 24 hours after approval. On your side: company identity, legal details, IBAN and price confirmation. Our team handles the technical setup. You go live after a successful test payment.

Compare

No freezes.
No reserve.

A typical processor compared with InstantPSP
Typical processorInstantPSP
Weeks of bank paperworkOpen in 24 hours
Rolling reserve held for months$0 held back
Automated shutdownsA human calls you
Paid out at week’s end, at bestPaid out within 24 hours
Stacked fees15%, one line item
Proof

We don’t ask you to take our word for it.

Real payouts sent to merchants. Identities, IBANs and contact details redacted.

Bank transfer of EUR 2,774 sent to a merchant, timestamped confirmation.
€2,774 paid out July 30
Bank transfer of EUR 8,919 sent to a merchant, timestamped confirmation.
€8,919 paid out August 6
Bank transfer of EUR 43,125 sent to a merchant, timestamped confirmation.
€43,125 paid out August 18

Screenshots published with the merchants’ consent. Names, IBANs and contact details removed.

Tell us what you sell. We’ll answer today.

  1. Your file
  2. Answer in 24 hours
  3. Live tomorrow